Insurance Cost Reduction

Overview
Lower fleet insurance premiums by providing insurers with verified safety data — driver scores, incident rates, dashcam footage, and IVMS compliance records. Telematics data turns safety investment into measurable insurance savings.
Challenges
- Fleet insurance premiums rise annually without safety data to negotiate
- Insurers offer discounts but require verified telematics evidence
- Accident frequency drives costs but root causes are unclear
- Claims disputes drag on without objective incident data
Benefits
- Verified driver safety reports for insurance negotiations
- Dash cam footage eliminates false claims instantly
- Risk reduction trends documented over time for premium reviews
- IVMS compliance data satisfies regulatory insurance requirements
Recommended Products

FMC650
FMC650 is a direct successor to 4G PROFESSIONAL device FMC640. FMC650 has 4G LTE Cat 1 network coverage including 2G (GSM) fallback compatibility
- SCALABLE PROJECTS WITH EXTERNAL DEVICES — Integrate external sensors, RFID readers, thermographs, and other devices at any stage of the project to provide full context on cargo, driver, and fuel status
- FULL VISIBILITY INTO MACHINERY OPERATIONS — Collect CAN data to monitor key parameters specific to agricultural, marine, and heavy machinery, making all component use traceable and measurable
- SMART TACHOGRAPH DATA MANAGEMENT — Download tachograph files remotely and manage driver activity with real-time counter data via K-line, Tacho CAN, or FMS
Teltonika Telematics

FMB120
FMB120 is 2G car tracker with extensive remote monitoring possibilities. Perfect for rental, taxi & logistics companies, public transport and personal cars.
- Extensive remote monitoring possibilities — Blocking engine remotely among the numerous available fleet control measures
- Eco driving scenario for all-round better driving — Achieve efficient fuel consumption, prolong vehicle life and increase road safety with eco driving scenario
- Extended product usage scenarios — Bluetooth® LE-based wireless connection of external devices, including Low Energy beacons and sensors to monitor temperature, humidity, magnet detection, and movement
Teltonika Telematics

IPTrack
A scalable fleet tracking and management platform that digitalizes fleet operations end to end. Supports 4,100+ GPS device models, provides real-time tracking, advanced reporting, fuel monitoring, route optimization, and video telematics. Deployed in over 150 countries with 99.5% guaranteed uptime. Available as cloud (SaaS), on-premises, or white-label deployment.
- Real-Time Fleet Tracking
- Interactive Dashboard
- Notifications and Alerts
IPTech
Solutions for This Use Case
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